Commercial Annuities

A Smart Gift to Leave to the Natural Resources Defense Council

Like retirement plan assets, commercial annuities provide for tax-deferred growth while the owner is living. Because distributions from commercial annuities are subject to income taxes, they are often considered among the best assets to leave to charity. Due to our tax-exempt status, the Natural Resources Defense Council can receive your commercial annuity completely tax-free. The best way to give a commercial annuity in support of our work after your lifetime is to name us as beneficiary.

Making this gift is as simple as updating your beneficiary form with your bank or insurance company. You can designate us as the primary beneficiary for a percentage or specific amount. You can also make NRDC the contingent beneficiary so that we will receive the balance of your policy only if your primary beneficiary doesn’t survive you.

Younger than 65?

Your payments depend on your age at the time of the donation. If you are younger than 60, we recommend that you learn more about your options and download this FREE guide, Plan for Retirement With a Deferred Gift Annuity.

How It Works

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Next Steps

  1. Contact Michelle Mulia-Howell at 212-727-4421 or mmulia-howell@nrdc.org for additional information on commercial annuities.
  2. Seek the advice of your financial or legal adviser.
  3. If you include NRDC in your plans, please use our legal name and federal tax ID.

Legal Information
Natural Resources Defense Council, Inc.
40 West 20th Street, New York, NY 10011
Federal Tax ID Number: 13-2654926